Finance Factors has been providing financial services in Hawaii for over 70 years. Finance Factors specializes in residential real estate loans for purchase, refinance, cash-out, and home equity, as well as commercial real estate loans. Finance Factors also offers some of the best rates on certificates of deposit and savings accounts, with deposits insured by the FDIC.

Licensed in Hawaii since 2017 and calling the Big Island home since 2009, Amber brings a deep appreciation for the island lifestyle to her real estate practice in Kailua Kona. Originally from New Smyrna Beach, Florida, her immediate connection with the Big Island fueled a commitment to building strong community ties and lasting relationships. Known for her attentive listening skills and genuine enthusiasm, Amber prioritizes understanding her clients' needs to ensure they make informed decisions for their future. When she's not helping clients, you can find Amber and her three children embracing the island's beauty through outdoor adventures and contributing to local environmental initiatives.